Who is Debt Relief For &
How Exactly Does It Help?
Published on 04/02/2025
What Is Debt Relief?
Debt relief is a broad term that includes options like debt settlement and debt consolidation. Both help reduce your financial burden, but they work in different ways.
What is Debt Settlement?
Debt settlement is a legal process where a professional team negotiates with your creditors to reduce the total amount you owe. Instead of paying back the full balance (which includes years of interest), you settle the debt for a lower amount—usually in one structured plan over 24 to 48 months.
How It Helps:
– Lower Total Payoff: You pay less than what you owe.Faster Resolution: Most programs finish in 2 to 4 years.
– Fewer Interest Charges: Because accounts are negotiated and paid down.
– Relief From Monthly Strain: Plans are often more affordable than minimum payments.
Is It Right for Everyone?
Debt settlement is ideal for people with over $10,000 in unsecured debt (like credit cards) who are struggling to make real progress.
It may temporarily impact your credit, but most clients see their scores recover as their balances go down and accounts are resolved.
What is Debt Consolidation?
Debt consolidation means combining multiple debts—usually credit cards—into one new loan. The goal is to simplify payments and reduce your interest rate.
How It Helps:
– One Monthly Payment: Easier to manage.
– Lower Interest (If You Qualify): Based on your credit score.
– No Creditor Negotiation Needed
What to Consider:
– You’ll still pay back the full amount you owe.
– A higher credit score is usually required to get a good rate.
– You could end up paying more in the long run if terms are long or interest isn’t low enough.
Who Is Pursue Freedom?
Pursue Freedom is a national financial wellness company. Our mission is simple: to help people take control of high-interest debt and move toward financial freedom.
We partner with trusted, licensed service providers to create customized plans that reduce what you owe and help you pay off your debt faster. Whether it's through structured debt relief or consolidation loans, we guide you through real solutions designed to save money, protect your credit future, and lower stress.
We're not a collection agency, and we're not a lender. We're a consumer advocate team with one goal—to help people stop sinking in interest and start building savings.
How Did We Get Our Name?
We use industry-approved data sources (like credit reporting agencies and public records) to identify people who may be carrying large amounts of credit card debt. If you're getting hit with high interest and your balances are staying high, it's likely your name came up because we believe we can help.We do not share or sell your information. Our outreach is designed to give people the chance to explore real solutions—especially those who don’t know they exist.
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